Privacy Policy

Effective Date: September 21, 2026

Overview

Elcap (“El Capitan”) is a personal wealth-tracking app. We designed it to keep you in control of your financial information, and we believe a privacy policy should describe what actually happens to your data — plainly and accurately. This policy explains what we collect, where it is stored, who can access it, and the choices you have.

In short: the financial figures you enter stay in storage you control — on your device and in your personal cloud account — and are not included in Elcap's account, diagnostics, or analytics data. The limited data we do handle is described below.

Beta Signups

If you select Join the beta, we store your email address, signup time, and your request to receive emails about your beta invitation and participation. If you answer the optional question, we also store that answer to help plan testing. You can skip it and still be considered for the beta. This does not create an app account, grant access to financial data, or subscribe you to launch announcements or a newsletter.

We use limited technical information to prevent abusive submissions. Network abuse checks are kept separate from your signup; a temporary random reference attached to the signup allows you to submit your optional answer. We do not store raw IP addresses in the beta list. Your email and answer are not sent to our analytics or error-reporting services. After you confirm your email address, if we invite you, we share your email with Apple to deliver your TestFlight invitation.

Our team removes the signup and optional answer when the beta ends, or sooner if you request removal. Email privacy@elcap.money from the address you signed up with. We do not sell the list or use it for advertising. Launch-notification requests remain separate.

Launch Notifications

If you select Notify me on our website, we store your email address, signup time, and a record of your request to receive one email announcing Elcap's App Store launch. This does not create an app account or subscribe you to a newsletter. Your email is not sent to our analytics or error-reporting services.

We use limited technical information to prevent repeated or abusive submissions. We do not store raw IP addresses in the launch list, and we keep this information separate from your email record. Old abuse-prevention records are removed as new submissions are processed. This information is not used for advertising or tracking you across websites.

Change your mind? Email privacy@elcap.money from the address you signed up with and ask us to remove it. We keep the signup while preparing the launch announcement. Our team deletes it after the announcement is sent, or when you request removal. We do not sell the list or use it for advertising.

Information We Collect

Account information. When you create an account using the platform sign-in option, we receive a unique account identifier and the name and email address you choose to share. If you choose a private relay address, we receive only that address. We retain this limited account record solely to authenticate you, associate the App with your account, and maintain purchase entitlement status. We do not receive your account password.

Your wealth data. The assets, balances, and other financial details you enter are stored locally on your device and, if you enable sync, in your own private cloud account, so your data is available across your devices. This information is not included in Elcap's account, diagnostics, or analytics data, and we cannot read the contents of your private cloud database.

Diagnostics and crash reports. In the United States, this category is enabled by default. In locations where prior permission is required, the App asks before it enables reporting. The App may send crash, error, and diagnostic details such as the app version, device model, and operating-system version. Before this data leaves your device, automatic on-device redaction removes personal names and masks monetary amounts. Reports use a randomized crash-reporting installation identifier rather than your name, email, or account identifier. We do not use session replay or advertising or cross-app tracking SDKs.

Product analytics. In the United States, this category is enabled by default. In locations where prior permission is required, the App asks before it enables analytics. The App sends a small, allow-listed set of product milestones so we can understand which features are useful. These events use a separate randomized analytics installation identifier and exclude financial values, personal information, free text, advertising identifiers, and cross-app or cross-website tracking. You can turn analytics off at any time inSettings → Privacy & Data; doing so also requests deletion of analytics events associated with the analytics installation identifier.

Data used for features you choose. Some features need limited data to fulfill your request. If you enable Live Activities, the App sends ticker symbols — never holding amounts — to obtain quotes. If you request an automatic property estimate, the App sends the address you provide for that lookup. Purchase verification retains account-linked product and entitlement status. A bug report you choose to submit may include the text you write, diagnostic logs, and a screenshot after you have a chance to review or redact it. These flows are separate from crash reporting and product analytics.

Website (elcap.money). Our marketing website uses cookie-free, aggregate traffic measurements to gauge general interest — for example, how often the download link is used — plus error and performance monitoring. We do not use this data for advertising or cross-site tracking, and we do not record session replay.

How Your Data Is Stored and Synced

  • Your wealth data is stored on your device and, if enabled, synced through your private cloud account.
  • Data transmitted by the App is encrypted in transit.
  • Your account record (identifier, name, and email) is retained only for authentication and purchase entitlements.
  • We do not sell your data, and we do not use it for advertising.

Service Providers

Elcap relies on a small number of providers for these purposes:

  • Account authentication, purchase verification, and private data sync — to sign you in, maintain purchase entitlements, and, when enabled, sync your wealth data through your personal cloud account.
  • Launch notifications — to keep the email signup you request and help prevent abusive submissions.
  • Diagnostics processing — to receive scrubbed crash and diagnostic reports enabled under the App's privacy controls.
  • Analytics processing — to receive allow-listed product events and aggregate website traffic measurements enabled under the App's privacy controls.
  • Feature delivery and user support — to fulfill quote or property lookup requests and receive bug reports you choose to submit.

These providers process data on our behalf for the purposes described above and are subject to contractual and privacy obligations. You may contact us below with questions about our service providers. We do not use third-party advertising networks or cross-app tracking.

How We Use Your Information

  • To authenticate you, keep you signed in, and maintain purchase entitlements.
  • To sync your data across your own devices through your private cloud account.
  • To diagnose crashes and improve stability and performance (scrubbed diagnostics).
  • To understand which features are used so we can improve the App (privacy-minimized analytics).
  • To fulfill feature requests and respond to bug reports you choose to submit.

We do not use your information for advertising, and we do not sell or rent it to anyone.

Account Deletion and Your Choices

You can delete your account at any time from within the app (Settings → Delete Account). Deleting your account removes the account record retained for authentication and revokes its sign-in token. You can also remove locally stored and cloud-synced data by deleting the App and removing its data from your device's cloud settings. In Settings → Privacy & Data, you can independently disable crash reporting and usage analytics. Disabling usage analytics also requests deletion of analytics events associated with the analytics installation identifier. Turning off crash reporting stops future reports and clears locally queued diagnostics. The Reset reporting data control also regenerates the crash-reporting installation identifier. If you need help, contact us at the address below.

Data Security

We use industry-standard measures to protect the limited data we handle, including encryption in transit. Because your wealth data lives on your device and in your personal cloud account, its security also depends on your device protections:

  • Use a device passcode, Touch ID, or Face ID.
  • Keep your iOS version up to date.
  • The app supports biometric authentication for additional protection.

Children's Privacy

Elcap is intended for adults. It is not directed to children, and we do not knowingly collect personal information from children under 13.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated effective date.

Contact Us

If you have any questions about this privacy policy, please contact us at:

Email: privacy@elcap.money

Your Data, Your Control

The financial details you track in Elcap stay in your own device storage and, if enabled, your personal cloud account. We keep only what we need to sign you in and to keep the app running reliably, and we explain the categories and controls above.