Privacy Policy

Our Privacy Commitment

Elcap is built with privacy as a core principle. We believe your financial data should remain yours and yours alone. This privacy policy explains how we handle your information.

Data Collection

What we DON'T collect:

• Your mortgage information
• Your home value or address
• Your payment history
• Any personal financial data
• Usage analytics or tracking data
• Device information beyond what's required for app functionality

What we may collect:

• Crash reports (anonymized) to improve app stability
• App Store review and rating data (managed by Apple)

Local Storage

All your mortgage data is stored locally on your device using Core Data. This means:

• Your data never leaves your device
• We cannot access your information
• No cloud backups or syncing (by design)
• Data is deleted when you delete the app

Third-Party Services

Elcap uses no third-party analytics, tracking, or advertising services. The app operates independently using only Apple's native iOS frameworks.

Data Security

Since your data remains on your device, security depends on your device's security features:

• Use device passcode, Touch ID, or Face ID
• Keep your iOS updated
• The app supports biometric authentication for additional security

Children's Privacy

Elcap is designed for adults managing mortgages. We do not knowingly collect any information from children under 13.

Changes to This Policy

We may update this privacy policy from time to time. Any changes will be posted on this page with an updated effective date.

Contact Us

If you have any questions about this privacy policy, please contact us at:

Email: privacy@elcap.money